Private Credit
Underwrite private credit at the speed of the market
Metal reads every credit agreement, memo, and monitoring report — so your team can size risk, move fast, and never miss a covenant.
Your credit judgment shouldn’t live in a hundred PDFs.
Credit agreements, financials, and monitoring notes pile up faster than any team can read. Metal turns them into a structured, queryable record of how your firm underwrites — and what it has already learned.
Screen more deals without growing the team.
Triage inbound, extract terms from indicative term sheets, and rank opportunities against your firm’s credit box automatically.
Origination Desk
Term-sheet extraction
Parse
Credit-box fit score
Score
Sponsor relationship map
Map
Credit Memo
Financial spreading
Auto
Comparable credits
Comps
Downside & risk flags
Flag
Build the credit memo from the data room.
Pull financials, draft the memo, and stress every assumption against comparable credits your firm has already closed.
Catch covenant drift before it costs you.
Stay ahead of every borrower with continuous monitoring across the whole book.
Covenant tracking
Track financial covenants and headroom across every credit in real time.
Portfolio surveillance
Flag deteriorating borrowers from financials, news, and monitoring reports.
Risk & watchlist
Surface the credits that need attention and the reasoning behind every flag.
